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| Erie Metro FCU Products |
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Share Checking Account:
- "Free" checking account with no minimal balance requirements or monthly maintenance fees.
Unlimited check-writing privileges and no per check charge.
Convenient 24-hour access using a Visa Check Card or Metroline. (See Services).
Monthly statements for easy record keeping.
Direct deposit options available.
- Courtesy Overdraft Protection available.
Order checks and Accessories
Courtesy Overdraft Protection:
Allows for share drafts (checks) to be paid even when there are insufficient funds available in the share draft account to cover them. Share drafts will be paid up to a total of $300 which includes a nominal fee per item.
Regular Share Savings Account:
Can be opened with a minimum deposit of $5.00 and $5.00 membership fee. Starts earning dividends immediately which are paid on a calendar quarter basis. May be accessed with a Visa Check Card through most ATM terminals.
Holiday Club Account:
Provides a great opportunity to save for the holidays. Deposits can be made per pay period or sporadically between October and September of the following year. Dividends are paid quarterly. The balance of your account will be deposited into your Savings-01 account during the first week of October.
Share Certificates (CDs):
A certificate may be opened with a minimum deposit of $500.00 for terms of 6 months, 1 or 2 years. The interest rate is locked in for the term of the certificate.
IRA Savings Account:
Allows for contributions of up to $4,000 or 100% of compensation, whichever is less per calendar year. Contributions may be tax-deductible.
Visa Debit Card:
Allows easy access to your checking account without writing checks. Purchases or services rendered will automatically be paid from the checking account. The transaction will be listed on the checking account statement along with the location of the purchase. The Visa Check Card is accepted anywhere the Visa logo is shown including over 13 million stores, hotels, restaurants, grocery stores and other businesses around the world. Also provides access to checking or savings accounts at most ATM locations. No surcharge ATM locations are also available.
MasterCard:
Credit lines between $500.00 and $5,000.00 may be applied for with approval based on income and credit history. The annual percentage rate is as low as 8.99% and no annual fees are assessed. Monthly payments can be made by mail, in-person at the Blasdell Office or on-line at www.ezcardinfo.com.
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