Fee Schedule

Service Fee Schedule

ServiceFee
Membership/New Account Fee$5.00
MetroLine Audio ResponseFREE
Online BankingFREE
Statement Copy (per page)$2.00/pg.  Max. $50.00
Bill Pay FREE*
Online Bill Pay – Overnight check fee$19.95
Online Bill Pay – Second Day check fee$14.95
Online Bill Pay – Second Day Electronic fee$4.95
Share Withdrawals – 6 FREE per month$3.00
Official Check – free if payable to member$5.00
Holiday Club Account Early Withdrawal$20.00
Dormant Account Fee – 12 months no activity$10.00/mo.
Legal Action Compliance (levy/restraint/subpoena)$75.00
Account Research Fee/Reconciliation  (per hour)$25.00
Telephone Inquiries/Transfer Fee$1.00
Member Fax Request$2.00/pg.
Transaction Printout$2.00/pg.  Max. $50.00
Photocopies$1.00/pg.
Member Receipt Copy$3.00
Draft Copy (in-branch)$3.00
Draft Copy (mailed)$4.00
Draft Copy (faxed)$5.00
Mailing Fee$1.00
Certified Draft$10.00
Money Orders$1.00
Outgoing Wire – Domestic$25.00
Incoming Wire – Domestic$10.00
Outgoing and Incoming Wire – International$40.00
Check Cashing Fee (less than $100 on deposit)$3.00
Check Cashing Fee – Non Member over $100$5.00
Foreign Item Check Deposit (Exchange and Bank Collection fees will apply)$5.00
Returned Mail fee$5.00
Copy of Deposited Check$5.00
No Current Address on File (per quarter)$5.00
Protest Check Fee$25.00
Account Close – within 90 days$15.00
Reopen Closed Account$10.00
Notary Service ($2.00 non-members)FREE
Stop Payment Order$25.00
Returned Deposited Check$30.00

Share Draft and ACH Fees

ServiceFee
Share Draft / ACH NSF Fee$30.00
Share Draft / ACH Courtesy Pay Fee$30.00
Share Overdraft Transfer$ 7.50

Visa Debit Card Fees

ServiceFee
Withdrawal (Possible charge by ATM Owner)FREE
Point of Sale TransactionsFREE
Courtesy Pay Fee$30.00
NSF Fee$30.00
PIN Replacement$5.00
Replacement Card (Lost or Damaged)$10.00
Replacement Card RUSH Fee$25.00

Mastercard Fees

ServiceFees
Late Fee (maximum)$27.50
Cash Advance Fee (not EMFCU MC)$10.00
PIN Mailer Replacement$ 5.00
Replacement Card (Lost or Damaged)$10.00
Replacement Card RUSH Fee$25.00
Statement Replacement$ 5.00
Overlimit Fee$27.50
Returned Check Fee$27.50

Loan Fees

ServiceFees
Late Fee (minimum)$27.50
Auto Lien Filing Fee (at time of loan)$15.00
Canceled Loan Application Fee$ 5.00
Duplicate Lien Release$20.00
Duplicate Mortgage Discharge$20.00