Service Fee Schedule

Effective 02/01/2017

General Services

Membership/New Account Fee $5.00
MetroLine Audio Response FREE
Online Banking FREE
Statement Copy (per page) $2.00/pg.  Max. $50.00
Bill Pay  FREE*
Online Bill Pay – Overnight check fee $14.95
Online Bill Pay – Second Day check fee $9.95
Online Bill Pay – Second Day Electronic fee $4.95
Share Withdrawals – 6 FREE per month $1.00
Official Check - free if payable to member $5.00
Holiday Club Account Early Withdrawal $20.00
Dormant Account Fee – 12 months no activity $10.00/mo.
Legal Action Compliance (levy/restraint/subpoena) $75.00
Account Research Fee/Reconciliation  (per hour) $25.00
Telephone Inquiries/Transfer Fee $1.00
Member Fax Request $2.00/pg.
Transaction Printout $2.00/pg.  Max. $50.00
Photocopies $1.00/pg.
Member Receipt Copy $3.00
Draft Copy (in-branch) $3.00
Draft Copy (mailed) $4.00
Draft Copy (faxed) $5.00
Mailing Fee $1.00
Certified Draft $10.00
Money Orders $1.00
Outgoing Wire – Domestic $25.00
Incoming Wire – Domestic                $10.00
Outgoing and Incoming Wire – International $40.00
Check Cashing Fee (less than $100 on deposit) $3.00
Check Cashing Fee - Non Member over $100 $5.00

Foreign Item Check Deposit (Exchange and Bank Collection fees will apply)

$5.00
Returned Mail fee $5.00
Copy of Deposited Check $5.00
No Current Address on File (per quarter) $5.00
Protest Check Fee $25.00
Account Close – within 90 days $15.00
Reopen Closed Account $10.00
Notary Service ($2.00 non-members) FREE
Stop Payment Order $25.00
Returned Deposited Check $30.00

 

Share Draft & ACH Fees:

Share Draft / ACH NSF Fee $30.00
Share Draft / ACH Courtesy Pay Fee

$30.00

Share Overdraft Transfer   $ 7.50

 

Visa Debit Card Fees:
Withdrawal (Possible charge by ATM Owner)               FREE
Point of Sale Transactions FREE
Courtesy Pay Fee $30.00
NSF Fee $30.00
PIN Replacement                $5.00
Replacement Card (Lost or Damaged) $10.00
Replacement Card RUSH Fee $25.00

 

MasterCard Fees:
Late Fee (maximum) $27.50
Cash Advance Fee (not EMFCU MC) $10.00
PIN Mailer Replacement $ 5.00
Replacement Card (Lost or Damaged)          $10.00
Replacement Card RUSH Fee $25.00
Statement Replacement $ 5.00
Overlimit Fee $27.50
Returned Check Fee $27.50

 

Loan Fees:
Late Fee (minimum) $27.50
Auto Lien Filing Fee (at time of loan) $15.00
Cancelled Loan Application Fee $ 5.00
Duplicate Lien Release $20.00
Duplicate Mortgage Discharge $20.00

 

*Must initiate 3 Bill Pay items per month to avoid $5 monthly fee