Get Your Wheel Deal Rolling
At Erie Metro

15-00556_header

0% Financing May Not Be Your Best Option

0% APR* sounds great, but you could actually pay less with an Erie Metro rate and term. You’ll
get your best wheel deal when you combine a factory rebate with our low-rate financing option.
Borrow up to 72 months for 2015-2016 vehicles or up to 66 months for 2010-2014 models.

Compare The Savings When You Choose Rebate Incentive Offers
Versus 0% Financing**

Financing Amount

Dealer Offer

Erie Metro FCU
Rate & Term Comparison

$20,000 72-Month Term 72-Month Term
  0% APR* 1.99% APR*
Factory Rebate N/A $2,500
Balance for Financing $20,000 $17,500
Monthly Payments $278 $258
Total Payments $20,000 $18,580
You Save   $1,420

 

Financing Amount

Dealer Offer

Erie Metro FCU
Rate & Term Comparison

$20,000 66-Month Term 66-Month Term
  0% APR* 1.99% APR*
Factory Rebate N/A $2,500
Balance for Financing $20,000 $17,500
Monthly Payments $303 $280
Total Payments $20,000 $18,490
You Save   $1,510

15-00556_autoPre-Approval Has Its Benefits

Forbes magazine considers not being pre-approved before
shopping for a car one of the Top Car Buying Mistakes.† Getting
pre-approved for a loan gives you better bargaining power at the
dealership.

  • You’ll have more confidence in negotiating the price, since
    you’ll know your rate before you go to the dealership
  • You won’t have to stress out thinking about how much you can
    afford, since you’re already pre-approved for a set amount
  • You have the power to step away from negotiations and go to
    another dealer if they won’t work with you

Apply Today!

Apply online, call (716) 826-1976 or visit a Member Service Representative to apply.

*APR = Annual Percentage Rate. 1.99% promotional APR rate is available through December 18, 2015 and is for qualified borrowers
based on credit history and year of vehicle. Other rates are available. 72-month terms available for new vehicles 2015-2016; 66-month
terms available for pre-owned vehicles 2010-2014. Certain conditions apply. Talk to a Member Service Representative for full details.

** Comparison example for rebate incentive offers and savings found 9/15/15 at www.cars.com. Offers may vary depending on
manufacturer and your dealership location.

http://www.forbes.com/pictures/ehlg45edej/mistake-8-failure-to-pre-shop-for-financing/